In the digital banking world we live, there are many apps to help you improve a bad credit score. Most of these apps are free and easy to use. They can help you monitor and improve your credit score especially if you are looking to apply for a loan in the near future. Some of these apps to help you improve a bad credit score are listed below.

Mint Money Manager
This app not only monitors your account but also provides a summary of the ways you can boost your credit score. This free app can compile all your financial data from your credit cards, investment accounts and bank accounts into your Mint account. Thus, it provides you with a complete picture of all your finances in one place.

Credit Karma
This is one of the apps to help you improve a bad credit score by keeping a close track of it. It tracks your credit score from Equifax and TransUnion, which are two of the biggest credit reporting bureaus. This user-friendly app provides you with updates of your credit reports and credit score every few weeks. It can help you understand how your spending habits are affecting your credit score.

CreditWise
This is another one of the free apps to help you improve a bad credit score. It is developed by Capital One; hence, if you are already a Capital One account, you can access it through the CreditWise app. The app has a credit simulator that allows you to determine ways in which you can improve your credit score.

Credit.com
Through this free mobile app, you can review your entire credit profile this includes your credit score. You can analyzes why and how your score changes. You can also get tips and information customized for you to improve your credit score. This is one of the easiest apps to use that even has visual aids that show you how your credit score is calculated and how it can be boosted. The Credit.com app can be easily downloaded and is compatible with Apple and Android devices.

TransUnion
With this app, you can check your credit score as calculated by TransUnion reports. It is important to note that the TransUnion scores, although similar to FICO, are different. You can lock your credit report to avoid identity theft and fraud. There are quit e few apps from major credit bureaus to help you improve your credit score

Experian
This app lets the user track their Experian credit report and FICO score. It automatically updates every 30 days. The Experian Boost feature of this app can help you to with your score. Although free, a few features of this app may require you to have a paid account with Experian.

Equifax
Lock & Alert from Equifax helps to protect you from identity theft and fraud as you would get an alert each time your account is accessed. But this is only for data from Equifax to lock reports from the other credit bureaus you would need to have separate accounts.

These apps are useful for helping you improve a bad credit score. You can download the one that you want based on their reviews and ratings by other users.